Live rates & 12-month forecast
SARIMA(1,1,1)(1,1,1,12)When to send money
When to send money
Green = more Dalasi per € · Red = less Dalasi per €
Best month to send
September 2027
1€ = 88.62 GMD
Worst month to send
October 2026
1€ = 86.10 GMD
Oct 26
86.1
+0.3%
Nov 26
86.2
+0.4%
Dec 26
86.7
+0.9%
Jan 27
86.9
+1.2%
Feb 27
87.2
+1.6%
Mar 27
87.3
+1.7%
Apr 27
87.7
+2.1%
May 27
87.5
+1.9%
Jun 27
87.8
+2.3%
Jul 27
87.9
+2.3%
Aug 27
88.2
+2.7%
Sep 27
88.6
+3.2%
Percentages show change from today's rate (85.88 GMD). Higher = more Dalasi per € = better time to send.
Forecast interpretation
What does this mean for your family?
Plain-language reading of the 12-month forecast
The Dalasi is forecast to weaken against all three major currencies over the next 12 months. This is a continuation of the long-term trend.
1 Euro currently buys 85.88 GMD. In 12 months, the model expects it to buy 88.62 GMD (+3.2%).
For families in Spain, Italy, Germany: each Euro you send home will buy slightly more Dalasi as the year goes on. There is no urgency to send large sums now - the forecast favours patience. But the difference is small (3.2%), so send based on your family's needs, not market timing.
1 Dollar currently buys 72.40 GMD. 12-month forecast: 74.69 GMD (+3.2%).
Your dollars will stretch further in Gambia as the year goes on. The model is confident within a range of 70.04 to 79.33 GMD per dollar (80% confidence interval).
% change from today's rate. Green bars = more GMD per Euro.
Context: Remittances account for 22% of Gambia's GDP. Exchange rate movements directly affect purchasing power for families receiving money from abroad. These forecasts help you plan - but they are statistical estimates with uncertainty bands, not guarantees. Always prioritise your family's immediate needs over rate timing.
Remittance calculator
How much Dalasi will your relative receive when you send money home, now vs months ahead?
Exchange rate trajectory
US Dollar · GMD per 1 USD · 10-year history + 12-month forecast
Euro · GMD per 1 EUR · 10-year history + 12-month forecast
British Pound · GMD per 1 GBP · 10-year history + 12-month forecast
Remittance inflows
Annual personal remittances received
World Bank · 20 years history + 3-year ARIMA forecast
Gambian diaspora
Gambian diaspora by destination
Migrant stock 2024 · UN DESA International Migrant Stock
Note: UN DESA bilateral data does not include UK or US destinations for Gambian origin (those countries do not report origin breakdowns for small nationalities to UN DESA). Actual diaspora is larger - UK alone is estimated at ~36,000 Gambia-born migrants (2020 UK census).
How we clean the data
Data quality
What we removed from raw CBG data before forecasting
Why this matters:CBG's historical data contains scattered typos (e.g. a USD rate that jumped 30% in one day then reverted). If left in training data, these contaminate forecasts and widen confidence intervals. We remove duplicates, resolve conflicting values using local medians, and drop any point that deviates more than 15% from its 21-day rolling median. 192 points cleaned in total.