Dalasi Pulse

Gambian FX & remittance forecasting. Built on 26 years of Central Bank of The Gambia data. Remittances are 23.8% of GDP.

Last updated
30 Oct 2026
live: -

Live rates & 12-month forecast

SARIMA(1,1,1)(1,1,1,12)
$USD
US Dollar
CV median MAPE
0.95%
Current rate
72.50GMD
12-month forecast
74.77▲ 3.1%
80% CI: 70.13 – 79.41
€EUR
Euro
CV median MAPE
3.03%
Current rate
84.80GMD
12-month forecast
87.29▲ 2.9%
80% CI: 80.42 – 94.16
£GBP
British Pound
CV median MAPE
1.48%
Current rate
96.75GMD
12-month forecast
99.71▲ 3.1%
80% CI: 91.68 – 107.73

When to send money

When to send money

Green = more Dalasi per € · Red = less Dalasi per €

Best month to send

October 2027

1€ = 87.29 GMD

Worst month to send

November 2026

1€ = 84.83 GMD

Nov 26

84.8

+0.0%

Dec 26

85.3

+0.6%

Jan 27

85.5

+0.8%

Feb 27

85.8

+1.1%

Mar 27

85.8

+1.2%

Apr 27

86.2

+1.6%

May 27

86.0

+1.4%

Jun 27

86.3

+1.8%

Jul 27

86.4

+1.9%

Aug 27

86.7

+2.2%

Sep 27

87.1

+2.7%

Oct 27

87.3

+2.9%

Percentages show change from today's rate (84.80 GMD). Higher = more Dalasi per € = better time to send.

Forecast interpretation

What does this mean for your family?

Plain-language reading of the 12-month forecast

The Dalasi is forecast to weaken against all three major currencies over the next 12 months. This is a continuation of the long-term trend.

Euro corridor (78% of diaspora)

1 Euro currently buys 84.80 GMD. In 12 months, the model expects it to buy 87.29 GMD (+2.9%).

For families in Spain, Italy, Germany: each Euro you send home will buy slightly more Dalasi as the year goes on. There is no urgency to send large sums now - the forecast favours patience. But the difference is small (2.9%), so send based on your family's needs, not market timing.

Dollar corridor (US & Middle East)

1 Dollar currently buys 72.50 GMD. 12-month forecast: 74.77 GMD (+3.1%).

Your dollars will stretch further in Gambia as the year goes on. The model is confident within a range of 70.13 to 79.41 GMD per dollar (80% confidence interval).

Month-by-month trajectory (EUR)
Nov 202684.8
+0.0%
Dec 202685.3
+0.6%
Jan 202785.5
+0.8%
Feb 202785.8
+1.1%
Mar 202785.8
+1.2%
Apr 202786.2
+1.6%
May 202786.0
+1.4%
Jun 202786.3
+1.8%
Jul 202786.4
+1.9%
Aug 202786.7
+2.2%
Sep 202787.1
+2.7%
Oct 202787.3
+2.9%

% change from today's rate. Green bars = more GMD per Euro.

Context: Remittances account for 23.8% of Gambia's GDP. Exchange rate movements directly affect purchasing power for families receiving money from abroad. These forecasts help you plan - but they are statistical estimates with uncertainty bands, not guarantees. Always prioritise your family's immediate needs over rate timing.

Remittance calculator

How much Dalasi will your relative receive when you send money home, now vs months ahead?

Amount
£
Today
9,675
GMD
In 1 mo
9,710
GMD
In 6 mo
9,872
GMD
In 12 mo
9,971
GMD

Exchange rate trajectory

US Dollar · GMD per 1 USD · 10-year history + 12-month forecast

HistoryForecast80% CI
4352627181now2016-112018-042019-092021-022022-072023-122025-052026-10

Euro · GMD per 1 EUR · 10-year history + 12-month forecast

HistoryForecast80% CI
4659718496now2016-112018-042019-092021-022022-072023-122025-052026-10

British Pound · GMD per 1 GBP · 10-year history + 12-month forecast

HistoryForecast80% CI
54688296110now2016-112018-042019-092021-022022-072023-122025-052026-10

Remittance inflows

Annual personal remittances received

World Bank · 20 years history + 3-year ARIMA forecast

Latest (2025)
$617M
23.8% of GDP
$0M$220M$439M$659M$878M200620092012201520182021202420272028
2026
$661M
$603M – $718M
2027
$682M
$579M – $785M
2028
$693M
$549M – $836M

Gambian diaspora

Gambian diaspora by destination

Migrant stock 2024 · UN DESA International Migrant Stock

ESSpain
29,653+27%
ITItaly
26,164+21%
SNSenegal
5,764+3%
GHGhana
2,109+12%
MLMali
1,629+12%
NONorway
1,392+11%
TGTogo
1,079+1%
FIFinland
1,062+18%
By currency corridor
EUR 78.7%NOK 1.9%DKK 1%

Note: UN DESA bilateral data does not include UK or US destinations for Gambian origin (those countries do not report origin breakdowns for small nationalities to UN DESA). Actual diaspora is larger - UK alone is estimated at ~36,000 Gambia-born migrants (2020 UK census).

How we clean the data

Data quality

What we removed from raw CBG data before forecasting

Retained
98.4%
Exact duplicates
85
dropped
Conflicting dupes
48
kept nearest-to-median
Outliers removed
66
>15% off rolling median
Outliers by currency
SEK 29CHF 9NOK 9JPY 6USD 6GBP 3EUR 2AED 1SAR 1

Why this matters:CBG's historical data contains scattered typos (e.g. a USD rate that jumped 30% in one day then reverted). If left in training data, these contaminate forecasts and widen confidence intervals. We remove duplicates, resolve conflicting values using local medians, and drop any point that deviates more than 15% from its 21-day rolling median. 199 points cleaned in total.